What is PayTo?

PayTo is Australia’s next-generation real-time payments system. It enables payers to pre-authorise account-to-account payments, giving them more control and merchants more confidence that funds will safely arrive.

Developed by the New Payments Platform Australia, PayTo is supported by all of the country’s major banks. 24/7, 365 days a year.

Real time is the only time

A faster, easier way to pay

With PayTo, you can receive cost-effective real-time bank payments with confidence – using rails routed in security, interoperability and rich data.